BAP site syndication http://www.copperroserealty.com Wed, 08 Feb 2012 19:12:51 +0100 FeedCreator 1.7.2 http://www.copperroserealty.com/images/M_images/ http://www.copperroserealty.com BAP site syndication http://www.copperroserealty.com/investor-info/some-ways-to-get-insurance-coverage-for-your-home-a-primer-from-expert-in-real-estate-mel-byrd-2.html Some Ways To Get Insurance Coverage For Your Home: A Primer From Expert In Real Estate Mel Byrd When you purchase a home in East Tucson AZ you obviously will want to protect such a large purchase. There are a few things that need to be done in order to be sure that your investment is protected completely. Some are required, some are optional. Let's have a look at what needs to be done: The first thing you need as a homeowner is to have a homeowner's insurance policy ready for you before closing the sale. This policy will cover damages due to burglary, fire as well as protecting the owner from liability. Mortgage lenders usually require that your home be insured and make it a requirement before lending. Many home buyers will go to the same insurance company that they have for their car, but it is possible to obtain coverage at any other insurer as well. If you deal with your existing insurance company, you might be eligible to get a discount as you will be having multiple policies with them. In addition to that, some homeowners should consider getting flood insurance as well. Of course, this depends on the location of your home. Your agent can check if your home is located in an area that is at risk for flooding. Lenders may require flood insurance in areas that are on a flood plain. The amount of coverage you will get for flooding will depend on your policy, so be sure to carefully consider all the options with your insurer. Title insurance is also available. Unlike other policies, you only pay a one-time fee at the time of closing and it will protect your property from issues arising from the title. It is quite cheap, so it is worthwile to get one. A home warranty is also something that you should consider getting. This is an optional coverage that can be paid for at closing. If you buy a brand new home, the builder normally provides coverage for a period of one year. However, with the state of the economy, many builders are going out of business. If the builder disappears, so will your warranty. Of course, if you buy a resale, there is no warranty and you will be left dealing with any problems with your home by yourself. A warranty on your home is payable annually and covers major parts of your home. If you need more detailed information on how to protect your new home purchase, contact East Tucson AZ real estate professional Mel Byrd with Copper Rose Realty at 520-250-7437, and please fill out the form information below: Blog - Investor Info Sat, 10 Dec 2011 20:25:15 +0100 http://www.copperroserealty.com/investor-info/some-ways-to-get-insurance-coverage-for-your-home-a-primer-from-expert-in-real-estate-mel-byrd-2.html http://www.copperroserealty.com/investor-info/some-ways-to-get-insurance-coverage-for-your-home-a-primer-from-expert-in-real-estate-mel-byrd.html Some Ways To Get Insurance Coverage For Your Home: A Primer From Expert In Real Estate Mel Byrd When you purchase a home in East Tucson AZ you obviously will want to protect such a large purchase. There are a few things that need to be done in order to be sure that your investment is protected completely. Some are required, some are optional. Let's have a look at what needs to be done: The first thing you need as a homeowner is to have a homeowner's insurance policy ready for you before closing the sale. This policy will cover damages due to burglary, fire as well as protecting the owner from liability. Mortgage lenders usually require that your home be insured and make it a requirement before lending. Many home buyers will go to the same insurance company that they have for their car, but it is possible to obtain coverage at any other insurer as well. If you deal with your existing insurance company, you might be eligible to get a discount as you will be having multiple policies with them. In addition to that, some homeowners should consider getting flood insurance as well. Of course, this depends on the location of your home. Your agent can check if your home is located in an area that is at risk for flooding. Lenders may require flood insurance in areas that are on a flood plain. The amount of coverage you will get for flooding will depend on your policy, so be sure to carefully consider all the options with your insurer. Title insurance is also available. Unlike other policies, you only pay a one-time fee at the time of closing and it will protect your property from issues arising from the title. It is quite cheap, so it is worthwile to get one. A home warranty is also something that you should consider getting. This is an optional coverage that can be paid for at closing. If you buy a brand new home, the builder normally provides coverage for a period of one year. However, with the state of the economy, many builders are going out of business. If the builder disappears, so will your warranty. Of course, if you buy a resale, there is no warranty and you will be left dealing with any problems with your home by yourself. A warranty on your home is payable annually and covers major parts of your home. If you need more detailed information on how to protect your new home purchase, contact East Tucson AZ real estate professional Mel Byrd with Copper Rose Realty at 520-250-7437, and please fill out the form information below: Blog - Investor Info Sat, 10 Dec 2011 20:23:34 +0100 http://www.copperroserealty.com/investor-info/some-ways-to-get-insurance-coverage-for-your-home-a-primer-from-expert-in-real-estate-mel-byrd.html http://www.copperroserealty.com/copperroselistings.html Welcome to Copper Rose Realty Property Management Need a Property Manager fast, call the Copper Rose Realty Property Management Hotline @ (520) 777-5385 to immediately arrange for a Property Manager to prepare a Comparative Rental Evaluation (CRE) for your investment property. Our Managers are detail oriented, and they deliver quality results, which mean you can rest good at night, knowing you made the right choice with Copper Rose Realty. We don't Nickle Dime you, we charge one up front fee, 10% of the rent. We don't receive a commission until you receive a mortgage payment. My main market area is Tucson East AZ Real Estate, however, we service all of Tucson Metro, including Sahuarita, and Vail AZ. For detail information about our Property Management services, or if you have questions about buying, selling, or investing inTucson East Real Estate, please fill in the form information below and submit: Main Content - General Content Tue, 10 Feb 2009 22:43:25 +0100 http://www.copperroserealty.com/copperroselistings.html http://www.copperroserealty.com/short-sales-8.html So You're Looking for Tucson East Arizona Short Sales You will likely come across dozens of Tucson East Arizona properties in foreclosure with little or no equity, that is, the seller owes at close to or more than the property is worth. In these situations, lenders are sometimes willing to accept less than the full amount due, commonly referred to a “short pay” or “short sale.” Blog - Investor Info Wed, 30 Jul 2008 15:45:15 +0100 http://www.copperroserealty.com/short-sales-8.html http://www.copperroserealty.com/pre-screened-deals-10.html Get Access to the Absolute Best Buys in Tucson East Arizona When you are buying a home, having current and accurate knowledge of homes are listed for is important. Our best buy service enables you to get priority access to the hottest new listings so you can beat out other buyers and negotiate to get the most home for the least amount of money. Here is how it works. Every week we research all new Listings from every real estate company, all For Sale By Owners, Foreclosures, Builder closeouts and Bank Owned Properties and find the 3 absolute best buys for the dollar in the areas mentioned above in 3 different price ranges. We thouroughly review each and every one of these homes and print out a hotlist which we provide as a public service, free of charge, and without obligation. If you are considering buying a home within the next 90 days in one of these areas your should definitely register to receive your free list of the http://www.copperroserealty.com Best Buys in your specific price range and desired location. The Best Buys hotlist service will help you identify the three-best-buys on the market right now that match YOUR requirements. Remember, this is a FREE service that will save you time and the hassle of running around looking for properties like these. Simply fill out the form below and click on the Submit button. Blog - Investor Info Wed, 30 Jul 2008 12:40:10 +0100 http://www.copperroserealty.com/pre-screened-deals-10.html